Chartered Accountants in Huddersfield

The Financial Conduct Authority (FCA) has recently published a review of change and innovation in the unsecured consumer credit market where it focussed on unregulated BNPL products. This information sheet aims to assist readers by providing a background of what BNPL products are, giving a summary of the FCA review including resulting changes to expect and links to further information.

Gavin Stewart, Director in Grant Thornton’s Financial Services Group, spent 27 years as a regulator at the Bank of England, Financial Services Authority and Financial Conduct Authority. Here he looks at the path to regulating the Buy Now Pay Later market.

Sunday Times economics editor David Smith asks what inflation could mean for the economy and how central banks might react.

Negative interest rates continue to persist in Europe and look an increasing possibility in the UK. Stacey Howard, a Director in KPMG’s Financial Sector Assurance Services practice considers the potential impact on hedge accounting.

ICAEW’s John Mongelard talks to credit risk experts to understand how they look at the unprecedented risks in front of them and the tools to deal with it.

The Financial Services Faculty is working to help integrate nature-related financial risks into insurers’, banks’ and asset managers’ business models.

Due to the impact of Covid-19, the number of potentially vulnerable customers has increased exponentially. Over a quarter of UK adults have low financial resilience.

Laura Miller assesses the investment landscape and what is driving the stock market recovery after last year’s crash.

ICAEW Financial Services Faculty commissioning editor Brian Cantwell talks to a supply chain finance expert to get some technical advice on best practice with supply chain finance.

Translating the universal truth of climate change into industry specific codes means the insurance sector must learn to accept climate change risk through practical changes, writes Brian Cantwell.